Facing widowhood : a practical guide

The booklet is divided into three sections. The first section suggests steps which couples can take to prepare for the eventual loss of a partner. The second section describes some typical sources of income that may be available after death of a spouse or partner. The third section covers practical matters needing your attention, and describes how family can best help. The information in this booklet is based on the law in British Columbia. People from other provinces should check their own provincial laws. Much of it is geared to people who become widowed after age 45. INTRODUCTION 2; THINKING AHEAD 3; What You Can Do to Prepare 3; Arranging Your Affairs 3; The Next Steps 4; Start Planning Your Future Finances 5; AFTER YOUR SPOUSE OR PARTNER DIES 7; Potential Sources of Income 8; Canada Pension Plan 8: 1) Death Benefits; 2) Survivors Benefits; 3) Children's Benefits; Old Age Security 10; Guaranteed Income Supplement 10; Spouse's Allowance / Widowed Spouse's Allowance 10; Veterans Services and Benefits 11; Other Pensions 11; Other Benefits 12; Insurance 13; SOME PRACTICAL MATTERS 15; Bank Accounts 15; Funeral Bills 15; Wills & Estate Matters 15; Responsibilities of the Administrator or Executor 16; Estate Taxes 16; Bills, Bills, Bills 17; Income Tax 17; Registered Retirement Savings Plan (RRSP) 18; Credit Cards 18; Utilities: Hydro, Telephone 19; Home Insurance 19; Transferring Title to Land or Property 20; Vehicle Registration & Insurance 20; Take Care of Yourself 21; Advice for Family Trying to Help 21; Valuable Resources 23; Documents and Information to Have on Hand 25